New liquid
investment product
Meet FLEXI, our newest investment solution designed for those who want their money to grow steadily, without locking it away. With a fixed 6% annual return, automatic investing, and the ability to withdraw whenever you need, FLEXI puts you in control. No complexity. No secondary markets. Just a simple, liquid, and regulated way to make your money work harder.

Trusted & regulated
As a licensed investment firm (License No. 27-55/2025/7), we operate in accordance with EU financial regulations. TWINO is supervised by Latvijas Banka, the central bank of Latvia.
Experience you can trust
With over 10 years of experience, TWINO was among the early platforms in Continental Europe offering asset-backed securities (ABS), helping make investing more accessible and transparent.
Hands-free investing
Set your investment criteria once and let Auto-Invest allocate funds automatically according to your selected strategy.
Here is what we offer
Our investment products are designed to provide clear and accessible access to asset-backed securities. Whether you prefer a hands-on approach or automated tools, TWINO offers the flexibility to invest according to your strategy.
Loan Securities
FLEXI
New to investing?
Understanding the essentials of investing.
Frequently asked questions
Everything you need to know about investing with TWINO.