Armands manages the work of the Supervisory Board and ensures the fulfillment of the board’s duties in accordance with the regulatory requirements of the Republic of Latvia, determines and supervises business and product strategy and development, and plans the development of new business directions. Armands is also the owner and founder of the TWINO Group. He drives the Group's long-term strategy and works on new business direction development. Armands has extensive expertise in strategic planning, launching new markets and products, and remarkable leadership skills. He possesses a global business mindset and perception of opportunities. Armands holds an MBA from the Stockholm School of Economics in Riga and he has been a private business owner for over 10 years.

Non-executive co-chairman of AS TWINO Investments. Mārtiņš provides the global strategic view on trends, risks, and priorities from a global investor standpoint and charters the way into a wider product portfolio and more global markets. Focus on value creation from an investor's vantage point. Mārtiņš helps introduce best practices from global investment and fintech unicorns. 15+ years of international experience serving investors as one of the global leaders of the McKinsey & Company Private Equity practice as well as an investment banker and private equity professional. Investor and advisor to multiple start-ups across emerging markets, including the Middle East, Turkey, and the Baltics. Mārtiņš holds an MBA with distinction from the IESE Business School in Spain, an LLM from the Riga Graduate School of Law in Law and Finance, and a B.Sc. from the Stockholm School of Economics in Riga.

Helvijs is responsible for the growth, strategic execution, and operational management of the company. He has 10 years of experience in the financial sector, consulting on business, financial and strategic matters, including a long tenure as a leading expert in some of the largest consulting companies in Latvia – Deloitte and PwC. Helvijs has in-depth knowledge and experience in strategic and financial planning, tax matters, and operational efficiency management. Helvijs holds a bachelor’s degree in finance and economics from the Stockholm School of Economics in Riga.